A report by the National Highway Traffic Safety Administration (NHTSA) found that California has one of the highest rates of hit-and-run accidents in the country. Overall, one in every eight accidents is a hit-and-run car crash, according to the NHTSA study. At a high risk for being a hit-and-run victims are young children and senior citizens.
Unfortunately, hit-and-run victims have to deal with all of the expenses associated with a car accident by themselves if law enforcement does not catch the driver. In most states, purchasing uninsured motorist coverage will cover the costs, since hit-and-run is essentially the same as an accident with an uninsured driver.
In addition, some auto insurance companies do not cover the cost of a replacement rental car, even if a hit-and-run driver damaged yours. Consider adding replacement rental car coverage to your auto policy because it typically costs less per year than the average daily rate for most rental cars. The NHTSA study revealed that 80 percent of hit-and-run car crashes involve vehicle damage only. Taking additional precautions with your insurance policy can ease the burden of dealing with hit-and-run damage.
Has a hit-and-run driver damaged your vehicle?
Edgar Law Firm – Santa Rosa wrongful death attorneys